Le fabricant de meubles Bestar inc. en pleine croissance

November 13, 2014

Le gouvernement du Canada soutient la reprise économique de la ville de Lac-Mégantic Le député de Mégantic–L’Érable et ministre du Développement international et de La Francophonie, l’honorable Christian Paradis, au nom du ministre de l’Infrastructure, des Collectivités et des Affaires intergouvernementales et ministre de l’Agence de développement économique du Canada pour les régions du Québec, […]


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Le gouvernement du Canada soutient la croissance de Techno Pieux inc.

November 12, 2014

Le député de Mégantic—L’Érable et ministre du Développement international et de la Francophonie, l’honorable Christian Paradis, annonce, au nom du ministre de l’Infrastructure, des Collectivités et des Affaires intergouvernementales et ministre de l’Agence de développement économique du Canada pour les régions du Québec, l’honorable Denis Lebel, que l’entreprise Techno Pieux inc. obtient un appui financier […]


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Les Sables Olimag inc., une entreprise du Québec à la conquête d’importants marchés

October 16, 2014

Le député de Mégantic—L’Érable et ministre du Développement international et de la Francophonie, l’honorable Christian Paradis, a annoncé aujourd’hui, au nom du ministre de l’Infrastructure, des Collectivités et des Affaires intergouvernementales et ministre de l’Agence de développement économique du Canada pour les régions du Québec, l’honorable Denis Lebel, que Les Sables Olimag inc. se voyaient […]


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Sumacom inc. n’hésite pas à exploiter de nouveaux créneaux dans le but de diversifier ses activités

October 16, 2014

Le député de Mégantic—L’Érable et ministre du Développement international et de la Francophonie, l’honorable Christian Paradis, a annoncé aujourd’hui, au nom du ministre de l’Infrastructure, des Collectivités et des Affaires intergouvernementales et ministre de l’Agence de développement économique du Canada pour les régions du Québec, l’honorable Denis Lebel, que Sumacom inc. avait obtenu un appui […]


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Commercial Insurance Coverage Barrie

October 15, 2014

Why would you need to worry about commercial insurance coverage Barrie? The truth is, if you have any type of commercial operation or structure that is considered anything other than a private residence, you need to seriously consider the need for Bevan Insurance. Otherwise, you might be putting yourself at a serious disadvantage by not giving yourself and your loved ones the financial protection that you really need.

How do you know if this type of coverage is right for you? Essentially, you need to have it if you have any type of operation set up where other people are coming onto the property for any purposes. Obviously, you might consider having commercial insurance if you are running a full-fledged brick-and-mortar business. With that being said, have you considered the need for having this type of insurance if you are running a business out of your home that requires you to have meetings or scheduled appointments with clients in that particular location? Most people will admit that they haven't really given it a lot of thought. Some even believe that their homeowners insurance will cover them in this type of situation if something does go wrong.

Unfortunately, that is typically not the case. If you bring clients into your home, even for a consultation appointment, you could find yourself in hot water if they slip and fall or trip over something while they are on your property. This is because you are bringing them into your home for something that is intended to be for a profit. Therefore, it is unlikely that your homeowners insurance will cover it and as a result, you need to consider getting commercial insurance in order to ensure that you are protected.

Commercial insurance can protect you against virtually anything that happens while someone else is on your property. Therefore, you can allow the insurance policy to pay for any damages that are associated with whatever has happened to that individual as opposed to them expecting you to cover the costs out of your own pocket.

Many people have the misconception that if they are only seeing a few clients they don't really need to have this type of coverage. The truth is, it only takes one incident occurring for it to be needed. If you are running some type of business or non-profit operation out of your home, it is essential that you do what you have to do to ensure that your financial health is protected. This is especially true if you are running a business out of your home and making a living doing so. The whole idea is to make money from the people that come into your home, whether that is for an appointment or some other consultation. The point is, you won't be making a profit if you end up having to pay hundreds of thousands of dollars in damages. Therefore, commercial insurance is your best bet to ensure that you and your loved ones are covered and that you can continue enjoying running your business for the foreseeable future.


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